Xinnix ground Study guides, Class notes & Summaries
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XINNIX Ground School Mortgage Final Exam | Complete Questions And Answers
- Exam (elaborations) • 5 pages • 2023 Popular
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XINNIX Ground School Mortgage Final Exam | Complete Questions And Answers 
 
XINNIX Ground School Mortgage Final Exam | Complete Questions And Answers
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Xinnix Ground School Mortgage Final Exam Questions and Answers 100% Pass
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Xinnix Ground School Mortgage Final Exam Questions and Answers 100% Pass On an FHA loan the upfront MIP should be included when calculating cash-to-close. False 
The borrower must have 5% of their own funds when putting 15% down on a primary residence. (FNMA) False 
A 3-Year ARM adjusts every 3 years True 
A Loan Officer can locate the summary of the eligibility requirements for a loan to be sold to a specific lender/investor in the lender specs. False 
A HELOC loan has an interest only payment ...
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Xinnix Ground School | 145 Questions with 100% Correct Answers
- Exam (elaborations) • 12 pages • 2022
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Flipping is a scheme where several people each purchase a property within the neighborhood and then sell the properties to one another, inflating the price of the home with each sale. - False YTD paystubs will be requires from a borrower that is self-employed (schedule C) - False A borrower requesting a jumbo loan will qualify for an agency loan - False Trailing spouse income can be used for qualifying purposes. - False The following are types of renovation mortgages - FNMA Homestyle and FHA 203...
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Xinnix Ground School Exam Questions With Answers
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Xinnix Ground School Exam Questions With Answers 
Flipping is a scheme where several people each purchase a property within the neighborhood and then sell the properties to one another, inflating the price of the home with each sale. 
False 
 
 
YTD paystubs will be requires from a borrower that is self-employed (schedule C) 
False 
 
 
A borrower requesting a jumbo loan will qualify for an agency loan 
False 
 
 
Trailing spouse income can be used for qualifying purposes. 
False 
 
 
The follow...
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Xinnix Ground School Questions with 100% Correct Answers | Latest Version (2024/2025) Expert Verified | Ace the Test
- Exam (elaborations) • 27 pages • 2024
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Xinnix Ground School Questions with 100% Correct 
Answers | Latest Version (2024/2025) Expert 
Verified | Ace the Test
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Xinnix Ground Course Final Questions with 100% Correct Answers | Latest Version (2024/2025) Expert Verified | Ace the Test
- Exam (elaborations) • 20 pages • 2024
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Xinnix Ground Course Final Questions with 100% Correct 
Answers | Latest Version (2024/2025) Expert Verified | 
Ace the Test
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Xinnix Ground School Questions And Answers Rated A+ New Update Assured Satisfaction
- Exam (elaborations) • 16 pages • 2024
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A non-arm's length transaction occurs when the borrowers or any other party to the transaction have a 
direct relationship with another party to the transaction (including, but not limited to, the employer, 
lender, broker or appraiser). - True 
A partner's percentage of ownership and earnings can be located on Schedule E part 2 of their personal 
tax returns - False 
A loan with an excellent credit risk, and qualifying as a jumbo loan program would receive a DU 
Approve/ineligible. - True 
A ...
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Xinnix Ground School Exam Questions With Answers
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Xinnix Ground School Exam Questions With Answers 
Flipping is a scheme where several people each purchase a property within the neighborhood and then sell the properties to one another, inflating the price of the home with each sale. 
False 
 
 
YTD paystubs will be requires from a borrower that is self-employed (schedule C) 
False 
 
 
A borrower requesting a jumbo loan will qualify for an agency loan 
False 
 
 
Trailing spouse income can be used for qualifying purposes. 
False 
 
 
The follow...
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Xinnix Ground School Questions and Answers 100% Verified
- Exam (elaborations) • 16 pages • 2024
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Xinnix Ground School Questions and 
Answers 100% Verified 
Flipping is a scheme where several people each purchase a property within the neighborhood and 
then sell the properties to one another, inflating the price of the home with each sale. - Answer ️️ 
-False 
YTD paystubs will be requires from a borrower that is self-employed (schedule C) - Answer ️️ 
-False 
A borrower requesting a jumbo loan will qualify for an agency loan - Answer ️️ -False 
Trailing spouse income can be used...
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Xinnix Ground School Exam Questions With Answers
- Exam (elaborations) • 7 pages • 2024
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Xinnix Ground School Exam Questions With Answers 
first-time homebuyer 
Someone who has never owned a home 
 
 
Move-up homebuyer 
Currently owns, or has previously owned a home and is looking to move up in price, location, size, etc. 
 
 
Relocation Homebuyer 
Purchasing a new home in a different city or state due to job transfer or personal desire 
 
 
Affluent homebuyer 
Well seasoned in home buying process. Knowledgeable, financially savvy, busy. 
 
 
Empty-nester homebuyer 
Experienced home...
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