Payment card processing Study guides, Class notes & Summaries
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
- Exam (elaborations) • 22 pages • 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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The Payroll Source CPP Practice Exam 100 Questions with Verified Answers,100% CORRECT
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The Payroll Source CPP Practice Exam 100 Questions with Verified Answers 
 
Which of the following is LEAST likely to be considered when looking at the security of a new payroll system? 
A. regular data back-up and storage 
B. protection against computer viruses 
C. limited system access 
D. system edits - CORRECT ANSWER D. system edits 
 
Company deadlines for payroll data input documents are essential for: 
A. timely processing of the payroll 
B. accurate entry of data 
C. guaranteeing that al...
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AAP Exam 2023 with 100% correct answers
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Which of the following specify the requirements for reserves that a depository institution must maintain at a Federal Reserve Bank? 
a. Uniform Commercial Code Article 4A 
b. Federal Reserve Bank Operating Circular 4 
c. Regulation D 
d. Regulation CC - correct answer Regulation D 
 
Which of the following specifically addresses national banks and their need to evaluate large dollar payment system network risks and requires reporting this to top management and maintaining agreements with all ...
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APRP-Exam QUESTIONS WITH COMPLETE SOLUTIONS
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Prepaid/Stored Value Card correct answer: A card-based payment system that assigns a value to the card; some cards can be "reloaded"through various methods and the others are designed to be discarded. 
 
Credit card correct answer: A card indicating the holder has been granted a line of credit to make purchases or withdraw cash up to a prearranged ceiling. 
 
Debit card correct answer: A payment card issued to a person for purchasing goods and services through an electronic transfer of fund...
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ETA CPP Exam Test Bank 2023/2024 New Questions Included Graded A++
- Exam (elaborations) • 134 pages • 2023
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NABU, APF and FANF - ANSWER MasterCard implemented a new fee, the Network Access and Brand Usage fee (NABU). And following right on the heels of the MasterCard announcement, on July 1, 2009 Visa implemented their U.S. Acquirer Processing Fee (APF). 
Card brand dues and assessments - ANSWER In addition to Interchange, each card brand includes additional fees based on the transaction amount and per transaction. These fees are called dues and assessments and typically range from 0.105% - 0.45% o...
Too much month left at the end of the money?
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ETA CPP EXAM QUESTIONS AND ANSWERS
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What data elements are MOST critical to the payments professional when comparing a merchant's current statement to the new offer proposed by the payment professional? - Answer- Volume, average ticket, rate, and transaction fee 
 
Using the interchange plus model, which of the following costs can be adjusted during negotiations with the merchant? - Answer- Acquirer markup 
 
For most credit card transactions, what is the MAXIMUM numbers of days between the sale and when a dispute request can be ...
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PCIP Exam questions with correct answers 100%
- Exam (elaborations) • 20 pages • 2022
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PCIP Exam questions with correct answers 100%PCI Data Security Standard (PCI DSS) 
The PCI DSS applies to all entities that store, process, and/or transmit cardholder data. It covers technical 
 
and operational system components included in or connected to cardholder data. If you accept or process payment cards, PCI DSS applies to you. 
 
 
 
Sensitive Authentication Data 
Merchants, service providers, and other 
 
entities involved with payment card processing must never store sensitive authen...
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RPB 102 EPIC WITH 100% CORRECT ANSWERS.
- Exam (elaborations) • 7 pages • 2023
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to add a new insurance to the system that dose not exist 
select a generic coverage and enter information from the card 
 
 
 
when creating a new coverage record in the system you must choose the correct ( 2 answers) 
payer and plan 
 
 
 
true or false a patient can have more then one guarantor account 
TRUE 
 
 
 
Guarantor account 
who will be paying 
 
 
 
coverage 
insurance (payer, plan) subscriber policy holder 
 
 
 
generic coverage 
the payer is not built into the system and must be a...
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Texas Department of Public Safety Private Security Bureau - Qualified Manager Exam Questions With Correct Answers
- Exam (elaborations) • 138 pages • 2023
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Texas Private Security Act CH. 1702.004(a) - General Provisions - Answer (a) The board, in addition to performing duties required by other law or exercising powers granted by other law: 
(1) licenses investigations companies and security services contractors; 
(2) issues commissions to certain security officers; 
(3) issues endorsements to certain security officers engaged in the personal protection of individuals; 
(4) registers and endorses: 
(A) certain individuals connected with a license ho...
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PCIP Exam Questions With Correct Answers 100% 2023 Complete
- Exam (elaborations) • 20 pages • 2023
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PCIP Exam Questions With Correct Answers 100% 2023 Complete. Sensitive Authentication Data 
Merchants, service providers, and other 
entities involved with payment card processing must never store sensitive 
authentication data after 
authorization. This includes the 3- or 4- digit security code printed on the front or back 
of a card (CVD), the data stored on a card's magnetic stripe or chip (also called "Full 
Track Data") - and personal identification numbers (PIN) entered by the cardholde...
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APRP-Exam questions with complete solutions 2023
- Exam (elaborations) • 10 pages • 2023
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APRP-Exam questions with complete solutions 2023Prepaid/Stored Value Card 
A card-based payment system that assigns a value to the card; some cards can be "reloaded"through various methods and the others are designed to be discarded. 
 
 
 
Credit card 
A card indicating the holder has been granted a line of credit to make purchases or withdraw cash up to a prearranged ceiling. 
 
 
 
 
 
 
00:13 
 
01:18 
Debit card 
A payment card issued to a person for purchasing goods and services through ...
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