Nc health insurance exam Study guides, Class notes & Summaries
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NC Health Insurance Exam Pearson Vue Latest 2023 Graded A+
- Exam (elaborations) • 28 pages • 2023
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NC Health Insurance Exam Pearson Vue Latest 2023 Graded A+ Pure Risk chance of loss or no loss but not gain insurable 
Speculative Risk there is possibility of loss but of gain no insurablility 
exposure unit subject to loss 
peril cause of loss 
life insurance death 
Health insurance accident and sickness 
hazard increases the likelihood or severity of loss 
Three types of hazard physical, moral, morale 
physical hazard arise from the inherent characteristic of the exposure unit 
Moral Hazard l...
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NC Health Insurance Exam Pearson Vue Questions and Answers 100% Accurate
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NC Health Insurance Exam Pearson Vue
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NC Life Insurance Practice Exam Questions With 100% Correct Answers 2024
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NC Life Insurance Practice Exam Questions 
With 100% Correct Answers 2024 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is 
not the Insurance Commissioner's responsibility, but enforcing the law is. answerc) Writing 
North...
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NC Health Insurance Exam Pearson Vue Latest Graded A+
- Exam (elaborations) • 16 pages • 2024
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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NC Health Insurance Exam Pearson Vue Questions and Answers 100% pass
- Exam (elaborations) • 18 pages • 2024
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Make study stress less painful
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NC Health Insurance Exam Verified Questions and Answers 2024 Top-Rated
- Exam (elaborations) • 19 pages • 2023
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risk avoidance - occurs when individuals evade risk entirely 
 
risk reduction - occurs when chances of risk are lessened 
 
risk retention - is being aware of the risks involved and taking precautions for financial protection. 
 
risk transference - is the act of shifting the responsibility of risk to another in the form of an insurance contract. 
 
physical - A bodily disease of endangerment, such as cancer, presents a _____ hazard. 
 
morale - A mental trait, such as road rage, presents a ___...
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NC Health Insurance Exam Pearson Vue With Complete Solutions
- Exam (elaborations) • 13 pages • 2024
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NC Health Insurance Exam Pearson Vue With Complete Solutions
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NC Life insurance state exam study guideline With Latest
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NC Life insurance state exam study guideline 
With Latest 
Term Insurance - answerUsed for Temporary Situations. Net cost highest in the long run. 
Premiums goes up every year based on current (attained)age. 
Term Insurance - answerExpire's at a certain age/Time in the future. May be renewable up 
to a certain age or date with out a phyical Exam. 
Level Term Insurance - answerTerm insurance can be Renewed annually. Has a level Face 
Amount at renewal, Premiums goes up. Can be purchased for a Ye...
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NC Health Insurance Exam Accurate 100%
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Definitions - Broker - ANSWER Means a person who, being a licensed agent, procures insurance for a party other than himself through a duly authorized agent or an insurer that is licensed to do business in this State bur for which the broker is not authorized to act as an agent. 
 
Definitions - Limited Representative - ANSWER Means a person is authorized by the Commissioner (Wayne Goodwin) to solicit or negotiate contracts for particular kinds of insurance (Motor Club, Dental, Travel) and which ...
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NC Health Insurance Exam Pearson Vue Latest Graded A+
- Exam (elaborations) • 16 pages • 2024
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- $11.99
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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