Hud homeownership Study guides, Class notes & Summaries
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HUD Practice Test and accurate Answers(Latest Update 2024)
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HUD Practice Test and accurate AnswWhich document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - ANSWER Pay Stub 
 
A client would like to purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the 
best solution for the client to reach this goal? - ANSWER Find a second job 
 
A credit report may contain which information? - ANSWER The ...
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HUD Housing Exam Questions and Answers 100% Pass
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HUD Housing Exam Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses: - Correct Answer ️️ -Bank statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? - Correct Answer ️️ -Net income 
Which item in the client's budget is a fixed expense? - Correct Answer ️️ -Car lease 
payment 
What is the maximum percent of area medium income allo...
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HUD Practice Exam Correct Questions and Answers(RATED A)
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HUD Practice Exam Correct Questions and Answers(RATED A) 
 
 
 
Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - ANSWER List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
 
A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - ANS...
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HUD Practice Exam Verified Answers
- Exam (elaborations) • 11 pages • 2024
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HUD Practice Exam Verified Answers 
Which document is most important when working with a client to develop an initial budget as part of a 
Client Action Plan? List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
A client would like purchase a home within one year. The client is motivated to increase household 
income as a way to save for a down payment and qualify for a loan. Which is the best solution for the 
client to reach this goal? 
A credit report may contain w...
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HUD Practice Test and Correct Answers Already Rated A
- Exam (elaborations) • 10 pages • 2024
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HUD Practice Test and Correct Answers Already Rated A 
Which document is most important when working with a client to develop an initial budget as part of a 
Client Action Plan? Pay Stub 
A client would like to purchase a home within one year. The client is motivated to increase household 
income as a way to save for a down payment and qualify for a loan. Which is the 
best solution for the client to reach this goal? Find a second job 
A credit report may contain which information? The num...
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HUD Exam- Homeownership (Q&A)
- Exam (elaborations) • 8 pages • 2023
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HUD Exam- Homeownership (Q&A)
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HUD Exam- Homeownership
- Exam (elaborations) • 8 pages • 2023
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HUD Exam- Homeownership
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The SAFE Mortgage Loan Originator National Exam Study Guide practice Exam 2 Questions With 100% Correct Answers
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The SAFE Mortgage Loan Originator 
National Exam Study Guide practice Exam 2 
Questions With 100% Correct Answers 
1. Which of the following is NOT a loan origination activity? - answerC. Assisting in a loan 
modification 
2. A unilateral contract is binding on: - answerA. One party 
3. Loan originator organizations must keep compensation records for how many years? - 
answerC. Three 
4. Mortgage companies must submit a residential loan origination activity report to the NMLSR 
every: - answerB....
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HUD PRACTICE TEST QUESTIONS AND VERIFIED SOLUTIONS 2024/2025 GRADED A+
- Exam (elaborations) • 22 pages • 2024
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HUD PRACTICE TEST QUESTIONS AND VERIFIED SOLUTIONS 2024/2025 GRADED A+. 2 / 7 1. Which document is most important when working with a client to developan initial budget as part of a Client Action Plan?: Pay Stub 2. A client would like to purchase a home within one year. The client is moti- vated to increase household income as a way to save for a down payment andqualify for a loan.Which is the best solution for the client to reach this goal?: Find a second job 3. A credit report may contain whic...
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HUD Practice Exam |Question and Answer| 100% Correct
- Exam (elaborations) • 16 pages • 2024
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HUD Practice Exam |Question and 
Answer| 100% Correct 
Which document is most important when working with a client to develop an initial budget as 
part of a Client Action Plan? *Ans* List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is the best 
solution for the client to reach this goal? *Ans* 
A cr...
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