Dodd frank wall Study guides, Class notes & Summaries
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HRCI: SPHR/PHR questions with correct answers
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Davis-Bacon Act - Answer Requires contractors using federal funds to pay wages and fringe equal to or greater than the local market wage 
 
What is the HR Significance of the Davis-Bacon Act? - Answer Applies if receiving federal funds for work or projects 
 
Walsh-Healey Act - Answer Establishes the time-and-a-half overtime rule for hours in excess of 40 in a week for nonexempt employees 
 
What is the HR Significance of the Walsh-Healey Act? - Answer Must properly classify employees an...
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CHAMPIONS REAL ESTATE FINANCE QUESTIONS & ANSWERS
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appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer-Closing 
 
The primary determinants of real estate values are supply and _____. - Answer-Demand 
 
_____ is something of value that can be pledged as security for repayment of a loan. - Answer-Collateral 
 
Servicing includes which of the following activities? - Answer-Maintaining records of payment 
 
The monetary policies of the _____affects interest rates and the availability of funds. - Ans...
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HRCI SPHR PHR -- Total Rewards questions with 100% correct answers 2023/2024
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HRCI SPHR PHR -- Total RewardsDavis-Bacon Act - correct answer Requires contractors using federal funds to pay wages and fringe equal to or greater than the local market wage 
 
What is the HR Significance of the Davis-Bacon Act? - correct answer Applies if receiving federal funds for work or projects 
 
Walsh-Healey Act - correct answer Establishes the time-and-a-half overtime rule for hours in excess of 40 in a week for nonexempt employees 
 
What is the HR Significance of the Walsh-Healey Act...
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NMLS Exam 2024 with Guaranteed Accurate Answers
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Acceleration Clause - correct answer Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - correct answer Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - correct answer home valuation code of conduct 
 
Due on Demand Clause - correct answer (Considered a predatory practice) The lender can ...
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aPHR Laws questions with correct answers
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Clayton Antitrust Act - Answer 1. Strengthened Sherman Anti-Trust Act 
2. Prohibited mergers and acquisitions that would lessen competition 
3. Prohibited one person from being a director of two or more competing corporations 
4. Restricts use of injunctions against labor strikes, picketing, and boycotts 
 
Consumer Credit Protection Act - Answer 1. Act that limits the amount of wages that can be garnished or withheld in any one week by an employer to satisfy creditors. 
2. Prohibits employe...
Too much month left at the end of the money?
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ACCT 211-Liberty University EXAM 1 Question and answers rated A+
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ACCT 211-Liberty University EXAM 1 Question and answers rated A+ ACCT 211-Liberty University EXAM 1 
 
 
Importance of Accounting - correct answer Identifying, Recording, Communicating 
 
Users of Financial Information - correct answer 1. Internal 
2. External 
 
Internal Users - correct answer Internal users of accounting information ARE directly involved in managing and operating an organization. 
 
External Users - correct answer External users of accounting information are NOT directly invol...
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MLO National Exam Questions with Complete Solutions | A+ Grade
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According to the FCRA, when must a credit agency give a consumer a free copy of his credit report? 
A.)If the loan application is denied because of information in the report 
B.) Whenever he request it A.)If the loan application is denied because of information in the report 
A Consumer comes into your office to apply for a loan. The Home Mortgage Disclosure Act requires you 
to collect information about her race. If she does not wish to provide information for that section of the 
application, ...
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MLO National Exam Questions And Answers Rated A+ New Update Assured Satisfaction
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According to the FCRA, when must a credit agency give a consumer a free copy of his credit report? 
A.)If the loan application is denied because of information in the report 
B.) Whenever he request it - A.)If the loan application is denied because of information in the 
report 
A Consumer comes into your office to apply for a loan. The Home Mortgage Disclosure Act requires you 
to collect information about her race. If she does not wish to provide information for that section of the 
applicatio...
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NMLS - Champion Test Exam Questions with Correct Answers
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Which law regulates the activities of consumer reporting agencies and users of consumer credit reports? - Answer-FCRA 
 
Which agency manages the National Do Not Call Registry? - Answer-Federal Trade Commission 
 
Which act led to the Nationwide Mortgage Licensing System and Registry for the residential mortgage industry? - Answer-The SAFE Act 
 
Under ECOA, providing different terms of financing for a potential borrower who has poor credit scores due to a recent bankruptcy is considered? - Answ...
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Alabama Property & Casualty Insurance Comprehensive Exam With Actual Answers 2024.
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Dishonesty - Answer Deceit, misrepresentation, untruthfulness, falsification 
 
Insurers - Answer insurance companies or carriers who manufacture and sell insurance coverage by way of policies or contracts. 
 
Insurance Agencies - Answer independent organizations that recruit, contract with, and support sales agents and producers 
 
insurance agents - Answer also known as producers.. licensed individuals representing an insurance company when transacting insurance 
 
Insured - Answer...
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