Property and casual Study guides, Class notes & Summaries
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California Property and Casualty Insurance Exam Questions and Answers 100% Pass
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California Property and Casualty Insurance Exam 
Questions and Answers 100% Pass 
What is the required rate discount under a Good Driver Discount policy? - Correct 
Answer ️️ -20% below the rate the insured would have been otherwise charged for the 
same coverage 
All the following are authorized activities for the Limited Automobile Insurance Agent 
EXCEPT if the agent - Correct Answer ️️ -Charges and collects a brokers fee for 
service 
What is the procedure for refusing uninsured moto...
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Property and Casualty Insurance Licensing Exam (100 Questions)
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Property and Casualty Insurance Licensing Exam (100 Questions)
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS WITH CORRECT ANSWERS
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 CORRECT ANSWER c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the d...
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Property and Casualty License in Arkansas fully solved graded A+ 2024
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Property and Casualty License in ArkansasWhat is Insurance? - correct answer Transfers the risk of loss from individual to insurance co. 
 
What is Risk? - correct answer Chance of loss occurring 
 
What are 3 types of Hazards? - correct answer Physical, Moral, Morale 
 
What is a Peril? - correct answer Causes of loss insured against 
 
What does Indemnify mean? - correct answer Right for Reimbursement but only to the extent of the loss. Cannot gain from loss. 
 
Define Subrogation - correct an...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM 2024 | ACCURATE 2 CURRENTLY TESTING REAL EXAM WITH STUDY GUIDE | ACTUAL WITH EXPERT VERIFIED QUESTIONS AND ANSWERS WITH RATIONALES | GUARANTEED PASS
- Exam (elaborations) • 73 pages • 2024
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM 
2024 | ACCURATE 2 CURRENTLY TESTING REAL EXAM 
WITH STUDY GUIDE | ACTUAL WITH EXPERT VERIFIED 
QUESTIONS AND ANSWERS WITH RATIONALES | 
GUARANTEED PASS
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GEORGIA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS AND DETAILED ANSWERS VERIFIED BY EXPERTS|FREQUENTLY TESTED QUESTIONS|A GRADED|ACCURATE ACTUAL EXAM|GUARANTEED PASS|LATEST UPDATE 2024
- Exam (elaborations) • 58 pages • 2024
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GEORGIA PROPERTY AND CASUALTY INSURANCE EXAM 
QUESTIONS AND DETAILED ANSWERS VERIFIED BY 
EXPERTS|FREQUENTLY TESTED QUESTIONS|A 
GRADED|ACCURATE ACTUAL EXAM|GUARANTEED 
PASS|LATEST UPDATE 2024
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SOUTH CAROLINA PROPERTY AND CASUALTY INSURANCE EXAM NEWEST VERSION 2024-2025 ACTUAL 170 QUESTION AND CORRECT DETAILED VERIFIED ANSWERS FROM VERIFIED SOURCES RATED A GRADE.
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SOUTH CAROLINA PROPERTY AND CASUALTY INSURANCE EXAM NEWEST VERSION ACTUAL 170 QUESTION AND CORRECT DETAILED VERIFIED ANSWERS FROM VERIFIED SOURCES RATED A GRADE.
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OREGON STATE PROPERTY AND CASUALTY EXAM PREP QUESTIONS AND ANSWERS 2024
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The Occurrence form 
it doesn't matter when the loss is reported, but the date the loss occurred must be during the policy period. 
 
 
 
The Supplemental Extended Reporting Period 
The cost of the endorsement may be up to 200% of the CGL's annual premium. This is a one-time charge and is fully earned at issuance. 
 
 
 
Product liability would cover 
Product liability applies to bodily injury the product causes away from the insured's premises. A customer contracting food poisoning is a perf...
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TEXAS PROPERTY AND CASUALTY EXAM -with 100% verified solutions 2024
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TEXAS PROPERTY AND CASUALTY EXAM -with 100% verified solutions 2024
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Alabama Property and Casualty Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024
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If a company cancels an auto policy mid term, the refund will be made on 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis - Pro Rata Basis 
What is the term used to describe terminating the insurance relationship at the end of the policy period 
? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion - Nonrenewal 
Which is the best example of an indirect loss ? 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use - Loss of Use 
Which...
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