Hud tenancy exam 2024 Study guides, Class notes & Summaries
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Basic Appraisal Procedures Exam Questions and Answers 2024
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Basic Appraisal Procedures Exam 
Questions and Answers 2024 
When developing an appraisal, you calculate the following GRMs for comparable 
properties: 94.3, 90.1, 95.6, 109.2, 84.5, 100.7, 99.9. What is the mean of the GRMs? - 
Answer-96.3 
"The process of valuing a universe of properties as of a given date using standard 
methodology, employing common data, and allowing for statistical testing" is the 
definition of -Answer-mass appraisal 
What is the most common type of framing currently be...
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Virginia Final Exam Questions with Correct Answers 2024
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Virginia Final Exam Questions with Correct 
Answers 2024 
A void contract is one that is 
A. not in writing. 
B. voidable by only one of the parties. 
C. rescindable by agreement. 
D. not legally enforceable. - answerD. not legally enforceable. In order to be enforceable, 
real estate contracts must meet the legal requirements for contracts in general. For example, a 
contract signed by a minor or a "seller" who doesn't own the property in question was never 
legal to begin with and is thus ...
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NMLS Exam Practice Questions With Answers - Latest Updated 2023-2024
- Exam (elaborations) • 19 pages • 2023
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NMLS Exam Practice Questions With Answers - Latest Updated 2023-2024. Lender has how many days after settlement to refund any portion of charges on the 
HUD-1 that exceeded the acceptable variance - ANSWER 30 days 
TILA disclosure must be given to the applicant within how many days after receiving the 
signed loan application for a reverse mortgage - ANSWER 3 business days 
Truth in lending disclosure must be delivered within how many business days prior to 
closing a reverse mortgage - ANSWER ...
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HUD Housing Counseling Exam 2023/2024
- Exam (elaborations) • 34 pages • 2024
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HUD Housing Counseling Exam 2023/2024 
 
Back-end ratio 
The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...
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HUD Housing Counseling Exam 2023/2024
- Exam (elaborations) • 34 pages • 2024
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HUD Housing Counseling Exam 2023/2024 
 
Back-end ratio 
The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...
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HUD Exam – Tenancy QUESTIONS AND ANSWERS
- Exam (elaborations) • 12 pages • 2024
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HUD Exam – Tenancy QUESTIONS AND ANSWERS 
Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment 
complex, which offers her project-based housing assistance, will be sold to a new management company 
in six months. The new company will renovate the building and will no longer participate in the projectbased assistance program. To help Ruth find another affordable rental option, Jake should take all of the 
following steps, except: 
A. Provide Rut...
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Hud Final Exam – Tenancy 2024 Questions With 100% Correct Answers
- Exam (elaborations) • 9 pages • 2024
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Hud Final Exam – Tenancy 2024 
Questions With 100% Correct Answers 
Jake has a session with a new client, Ruth, later that day. She has received notice that 
her apartment complex, which offers her project-based housing assistance, will be sold 
to a new management company in six months. The new company will renovate the 
building and will no longer participate in the project-based assistance program. To help 
Ruth find another affordable rental option, Jake should take all of the followi...
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HUD Housing Counseling Exam 2023/2024
- Exam (elaborations) • 34 pages • 2024
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- $18.00
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HUD Housing Counseling Exam 2023/2024 
 
Back-end ratio 
The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...
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Texas Real Estate Finance Exam Questions With Revised Answers
- Exam (elaborations) • 22 pages • 2024
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©THEBRIGHTSTARS 2024 
Texas Real Estate Finance Exam Questions 
With Revised Answers 
The _______ market refers to the selling and purchasing of closed real estate mortgage loans. - 
answersecondary 
The secondary market is a national market in which mortgages secured by real estate in all parts 
of the United States are ______ ____ _______. - answerbought and sold 
Secondary market agencies have two main activities: 1) ___ _____ and 2) ______ ________ 
________ _______. - answerbuying loans, i...
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HUD Housing Counseling Exam 2023/2024
- Exam (elaborations) • 34 pages • 2024
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- $20.99
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HUD Housing Counseling Exam 2023/2024 
 
Back-end ratio 
The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...
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