Dodd frank wall Study guides, Class notes & Summaries
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WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate)
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WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate) 
WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate) 
 
ethics - ANSWER - the principles, norms, and standards of conduct governing an individual or group—focuses on conduct 
 
ethical behavior in business - ANSWER - behavior that is consistent with the principles, norms, and standards of business practice that have been agreed upon by society 
 
Process of Ethical Decision Making - ANSW...
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NMLS Exam Questions with Correct Answers
- Exam (elaborations) • 31 pages • 2024
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NMLS Exam Questions with Correct Answers 
 
Acceleration Clause - Answer-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - Answer-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - Answer-home valuation code of conduct 
 
Due on Demand Clause - Answer-(Considered a predatory practice) Th...
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MLO SAFE Test 2021 Questions & Answers
- Exam (elaborations) • 35 pages • 2023
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MLO SAFE Test 2021 Questions & Answers 
 
 
Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 
- Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace 
- Established the CFPB 
- Defined and specifically outlawed UDAAPs 
 
CFPB - ANSWER-- Consumer Financial Protection Bureau 
- The Bureau 
- Oversees and enforces Dodd-Frank specifically to protect consumers from ...
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MLO SAFE Test 2024 Exam Questions With 100% Correct Answers
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MLO SAFE Test 2024 Exam Questions 
With 100% Correct Answers 
Dodd-Frank - answer- Dodd-Frank Wall Street Reform and Consumer Protection Act of 
2010 
- Changed oversight & capitalization of financial institutions, added licensing an education 
standards, and limited riskier products in the marketplace 
- Established the CFPB 
- Defined and specifically outlawed UDAAPs 
CFPB - answer- Consumer Financial Protection Bureau 
- The Bureau 
- Oversees and enforces Dodd-Frank specifically to protect c...
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NMLS STUDY GUIDE QUESTIONS 2024.
- Exam (elaborations) • 42 pages • 2024
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NMLS STUDY GUIDE QUESTIONS 2024. 
Acceleration Clause - correct answer Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - correct answer Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - correct answer home valuation code of conduct 
 
Due on Demand Clause - correct answer (Considered a ...
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NMLS - Champion Test Questions and Answers Graded A 2024
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Which law regulates the activities of consumer reporting agencies and users of consumer credit reports? - FCRA 
 
Which agency manages the National Do Not Call Registry? - Federal Trade Commission 
 
Which act led to the Nationwide Mortgage Licensing System and Registry for the residential mortgage industry? - The SAFE Act 
 
Under ECOA, providing different terms of financing for a potential borrower who has poor credit scores due to a recent bankruptcy is considered? - Acceptable 
 
Which law s...
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HRCI: SPHR/PHR Exam Questions & Answers 2023/2024
- Exam (elaborations) • 14 pages • 2023
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HRCI: SPHR/PHR Exam Questions & Answers 2023/2024 
 
 
Davis-Bacon Act - ANSWER-Requires contractors using federal funds to pay wages and fringe equal to or greater than the local market wage 
 
What is the HR Significance of the Davis-Bacon Act? - ANSWER-Applies if receiving federal funds for work or projects 
 
Walsh-Healey Act - ANSWER-Establishes the time-and-a-half overtime rule for hours in excess of 40 in a week for nonexempt employees 
 
What is the HR Significance of the Walsh-Healey Ac...
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ACCOUNTING 211 Liberty University -ACCT 211-Liberty University EXAM 1 correctly answered
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ACCT 211-Liberty University EXAM 1Importance of Accounting - correct answer Identifying, Recording, Communicating 
 
Users of Financial Information - correct answer 1. Internal 
2. External 
 
Internal Users - correct answer Internal users of accounting information ARE directly involved in managing and operating an organization. 
 
External Users - correct answer External users of accounting information are NOT directly involved in running the organization 
 
3 Parts of the Fraud Triangle - corr...
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NMLS Exam Study Guide Questions and Answers
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NMLS Exam Study Guide Questions and Answers 
 
Nonrecourse Agreement - Answer-Loan agreement under which the collateral securing a loan is the unltimate source of repayment, and the lender cannot hold the borrower personably liable in the event of default. Lender can seize (and sell) the collateral but cannot seize non-pledged asset or property. 
 
ReConveyance - Answer-Method in which a lein is removed from a property when payment is made in full. 
 
Dodd-Frank Wall Street Reform and Consumer P...
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WGU C206 Ethical Leadership Topic: Legal and Regulatory (Qs & As)
- Exam (elaborations) • 3 pages • 2024
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WGU C206 Ethical Leadership Topic: Legal and 
Regulatory (Qs & As) 
Dodd-Frank Wall Street Reform and Consumer Protection Act Correct answer Passed in 
the wake of the financial crisis. 
Dodd-Frank Wall Street Reform and Consumer Protection Act Correct answer The SEC will 
pay 10 to 30% of the amount the government recovers from financial fraud if the whistleblower 
provides original information leading to a recovery of more than a million dollars. 
False Claims Act Correct answer Whistlebl...
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