Cgl medical expenses Study guides, Class notes & Summaries
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AINS 23 Full Practice Exam Questions with Verified Solutions
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AINS 23 Full Practice Exam Questions 
 
with Verified Solutions 
 
1) Clarence entered into a contract bond that guarantees his insulation work will be free from 
defects in materials and workmanship for a specified period of five years after completion of the 
work. The type of bond used by Clarence is a Maintenance bond. 
 
2) Which one of the following statements is correct with respect to ocean marine loss exposures? 
For cargo owners, the posibility of loss to the cargo exists either on boa...
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California Property and Casualty Insurance Test Questions and Answers Rated A
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California Property and Casualty Insurance Test Questions and Answers Rated A 
The term "Time element Coverage" is used when the amount of loss depends on what? 
The time it takes to repair, rebuild, or restore damaged property. The term time element coverage is used for many indirect losses, such as a business income loss, because the amount of loss might not be directly related to the amount of property damage that occurred, but it is related to the time it takes to repair,, rebuild, or rest...
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Property and Casualty Fl Exam questions with correct answers
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Under a CGL, at what point in time is the earned premium determined by the premium audit? CORRECT ANSWER At the end of the policy period 
 
Medical payments coverage under the Commercial General Liability Coverage Forms includes reasonable medical expenses if they are incurred and reported within how many years following an accident? CORRECT ANSWER Expenses that have been incurred and reported within one year of the date of the accident are covered under this section. 
 
Under Equipment Breakdow...
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Property and Casualty Questions and Answers Already Passed
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Property and Casualty Questions and 
 
Answers Already Passed 
 
An agent license can be suspended or revoked by writing primarily controlled business 
 
If an insured hides information and fails to disclose a known material fact to the insurer is known 
as Concealment 
 
which of the following statements pertaining to medical payment Part C of the CGL is false 
A person has to establish the liability of the insured before medical benefits will be paid 
under the contract 
 
All of the following...
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CPCU 552, CP&L Final Exam Questions & Answers 2024/2025
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CPCU 552, CP&L Final Exam Questions & Answers 2024/2025 
 
 
Railroad owners commonly require contractors to purchase a Railroad Protective Liability Coverage Form. Which one of the following statements about this form is true? - ANSWERSOne of the coverage limits applies to physical damage to property owned by or leased or entrusted to the railroad 
 
Which one of the following statements about the general aggregate limit under a Commercial General Liability (CGL) Coverage Form is true? - ANSWER...
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FLORIDA 2-20 AGENTS LICENSE EXAM 1-4 2023- 2024 REAL EXAM 440 QUESTIONS AND CORRECT DETAILED ANSWERS | AGRADE
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An insured is sued under a CGL policy. The legal costs are $25,000, prejudgment interest is 
$9,000 and the judgment against the insured is $300,000. The insured has a $300,0000 CGL 
occurrence limit on the policy. How much will the insurer pay? ANS- $334,000 
What is the order for claim payments if all of the following applied: Medical Payment, Workers' 
Compensation, Personal Injury Protection? ANS- WC, PIP, MP 
All of the following are penalties under the Florida No-Fault Law: ANS- Drivers L...
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Property & Casualty exam 2024 with 100% complete solutions
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CGL Coverage B (Personal and Advertising Injury) will cover correct answersInadvertent injury to others caused in the course of advertising the insured's product 
 
An insured is involved in an auto accident in another state. The state has a financial responsibility law that specifies limits of liability higher than the limits shown in the declarations. What amount will the insured's policy pay? correct answersHigher limits 
 
Which of the following would be covered under the crime coverage in...
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MO Property and Casualty Exam questions with correct answers
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Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss? CORRECT ANSWER Liability coverage 
 
What are the two types of compensatory damages? CORRECT ANSWER Special and general 
 
Which part of an insurance policy covers claims-related expenses, reasonable expenses incurred by an insured to protect damaged property from further loss, or defense expenses? CORRECT ANSWER Additional c...
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NYS Adjuster Questions & Answers Grade A
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The NYS School of Industrial and Labor Relations - ANSWER-All parties that have settled a workers' compensation claim in NY under the Alternative Dispute Resolution Program must respond to data collection requests of the: 
 
180 Days - ANSWER-A person who is qualified to receive benefits from the Motor Vehicle Accident Indemnification Corp. and are injured by an owner of a vehicle that can be identified, can file a claim within how many days? 
 
$50,000. - ANSWER-the limit for medical/rehabilit...
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Casualty insurance, PA || with Accurate Answers 100%.
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What type of plan is available to an insurance applicant who is entitled to obtain a motor vehicle liability policy, but is unable to do so through ordinary methods? correct answers limited liability plan 
 
Regarding workers compensation, a surviving spouse is entitled to death benefits in the form of weekly benefits that typically end correct answers at the earlier of age 65 or remarriage 
 
Which of the following vehicles is NOT an "uninsured motor vehicle" at the time of an accident under ...
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