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AINS 102 (Latest 2024 / 2025 Update) Understanding Personal Insurance Exam Review | Questions and Verified Answers | 100% Correct $9.99   Add to cart
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AINS 102 (Latest 2024 / 2025 Update) Understanding Personal Insurance Exam Review | Questions and Verified Answers | 100% Correct

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AINS 102 (Latest 2024 / 2025 Update) Understanding Personal Insurance Exam Review | Questions and Verified Answers | 100% Correct

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  • September 20, 2024
  • 4
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • AINS 102
  • AINS 102

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AINS 102 (Latest Update) Understanding
Personal Insurance Exam Review | Questions and Verified
Answers | 100% Correct
Sally has an unendorsed H03 policy Sally's swimming pool was trained by vandals
who opened a drain valve. The water was replaced at a cost of $2500 to Sally,
including labor to deliver and pump the water, the HO-3 policy.

A.) covers the labor cost of replacing the water but not the cost of the water
B.) covers the cost of the water up to a $1000 sublimit
C.) cover the full cost of the replaced water
D.) does not cover the cost of the replaced water
- ans -D.) does not cover the cost of the replaced water

If a claim is paid under Coverage F medical payments to others of a homeowners
policy a policy condition makes it clear that

A.) the insurer no longer has a right to defend the insured against coverage E
claim
B.) the insurer is required to pay damages even if the insured was not connected
to the injury
C.) the payment settles the loss and the insurer has no additional legal obligations
to the insured
D.) the payment is not an admission of liability by the insured or the insurer
- ans -D.) the payment is not an admission of liability by the insured or the insurer

Inland marine floaters are flexible and can be used to cover both common and
unusual exposures. In lane marine floaters provide the producer with the
opportunity to address and sell coverage for

Select one

A.) increased building values on the homeowners policy
B.) low-valued personal property
C.) increased liability limits on the homeowners policy
D.) property not adequately covered by the homeowners policy
- ans -D.) property not adequately covered by the homeowners policy

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