RMIN 4000 UGA test 3 Questions and Correct Answers | Latest Update
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Course
RMIN 4000
Institution
RMIN 4000
Auto Insurance
-:- -6 or 12 month policy
-premiums usually paid monthly or quarterly
5 general types of auto coverage
-:- 1. liability
2. damage
3. uninsured motorist
4. medical payments
5. convenience coverage
Personal Auto Policy (PAP)
-:- --3rd party coverages (payments to some...
✓ -:- •The named insured and any resident family member
•Any person using the named insured's covered auto with permission
•Any person or organization legally responsible for any insured's use of a covered auto on
behalf of that person or organization
oEx: Employer is sued if you get in an accident while on a work trip
oDoes not apply if you're driving a company car
Part A: Relevant Exclusions
✓ -:- •Intentional injury or damage
•Property owned or transported by the insured
•Property rented, used, or in the insured's care
•Use as a public or livery conveyance
•Using a vehicle without reasonable belief the person is entitled to do so
•Vehicle with fewer than four wheels
•Vehicle furnished for the named insured's regular use
Part A: Limits
4|P a g e | G r a d e A + | 2 0 2 0 2 5
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