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NY INDEPENDENT GENERAL ADJUSTER ACTUAL EXAM SERIES 16 – 72 WITH CORRECT 50+ ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED ANSWERS LATEST 2024 ALREADY GRADED A+ $12.99
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NY INDEPENDENT GENERAL ADJUSTER ACTUAL EXAM SERIES 16 – 72 WITH CORRECT 50+ ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED ANSWERS LATEST 2024 ALREADY GRADED A+
NY INDEPENDENT GENERAL ADJUSTER ACTUAL EXAM SERIES 16 – 72 WITH CORRECT 50+ ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED ANSWERS LATEST 2024 ALREADY GRADED A+
NY INDEPENDENT GENERAL ADJUSTER ACTUAL EXAM SERIES 16 – 72 WITH CORRECT 50+ ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED ANSWERS LATEST 2024 ALREADY GRADED A+ Do dwelling forms cover earth movement? - ANSWERS -The dwelling forms exclude virtually all forms of earth movement. Earthquake coverage can be added by endorsement. Under the "basic economic loss" coverage required in auto insurance in New York, the maxim um limit for loss of wages is: - ANSWERS -80% of claimants wages, subject to a maximum of $2,000 per month To be eligible for the New York assigned risk auto plan a person must: - ANSWERS -Hold a valid driver's license. Any insurance adjuster whose license has been revoked for cause will not be entitled to apply for any other insurance license in New York until at least: - ANSWERS -One Year. A typical benefit design for a long term care policy does not include a: - ANSWERS -Conditionally or optionally renewability feature. In New York the workers compensation program is administered by the Workers Compensation Bo ard which establishes guidelines for the program. Notice of injury or death to a worker is required to be submitted to the employer within what period of time? - ANSWERS -30 Days. A common carrier is not held liable for the loss of a shipper's goods when t he loss results from: - ANSWERS -An Act of God . If one is found guilty of federal insurance fraud, who can permit the guilty individual to return to the insurance business? - ANSWERS -Only an insurance regulatory official. Dram Shop Liability refers to: - ANSWERS -Liquor Law Liability. The insured has suffered a covered loss under his DP -3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be de nied because of what clause in the policy? - ANSWERS -Neglect. When is a passenger first covered under an aircraft policy? - ANSWERS -
When Entering the Aircraft. If an insured takes precautionary measures to protect property from flood damage such as creating a retaining wall of sand bags, how much coverage if any, will be provided by a flood policy? - ANSWERS -$1,000 if the flood is imminent and the property is in danger of flooding . Which Commercial Forms would cover sinkhole collapse? - ANSWERS -
Basic, Broad, and Special. ______ is a movement allowed by certain joints of the skeleton that decreases the angle between two adjoining bones. - ANSWERS -Flexion The listing of the perils covered is found in which part of a homeowner policy? - ANSWERS -Insuring Agreement. If a dog owned by a customer is injured in the parking lot of a store, is that conside red bodily injury under liability coverage? - ANSWERS -No. The dog is property and would be consider property damage. The Superintendent of Insurance may approve the employment, appointment or participation of any person whose license has been revoked. Kar en Jones had her license revoked and filed an application for relicensing and has waited over 120 days without a response from the Insurance Department. What should or can she do? - ANSWERS -
Assume the relicensing is approved. Mr. Vickers was in a hurry to catch a plane. He parks his car in the parking garage at the airport and leaves the keys in the ignition. When he returns he finds that his car has been stolen. Later the car was discovered with severe collision damage. The ai rport carries Garagekeeper's Legal Liability coverage and Mr. Vickers carries Liability and Comprehensive coverage on his auto. What coverage would apply? - ANSWERS -Mr. Vickers comprehensive coverage . An automobile is polluting the environment. What engin e component could be the primary cause? - ANSWERS -Catalytic Converter Malfunction. Under the dwelling policy, DP2 or D3, what is the maximum amount of Coverage A that would be paid for additional living expenses? - ANSWERS -20%
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