Xcel Exam Bundle Pack:::Questions and Answers | 100% Correct

XCEL Chapter 2 - Nature of Insurance Exam Practice Questions and Answers (100% Pass) How do insurers predict the increase of individual risks? - Answer️️ -Law of large numbers Which of the following is considered to be an event or condition that increases the probability of an insured's lo...

XCEL Chapter 11 chapter exam Practice Questions and Answers Maria the insurance producer completes a sale by collecting the required signatures on the application and obtaining the initial premium. Afterwards, she deposited the check into a personal checking account. Maria committed what crime?...

Final Exam XCEL VA Study Guide with Complete Solutions The free-look period for a new Medicare Supplement policy is - Answer️️ -30 days Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used ...

Xcel Texas Pre-licensing Education - Life and Health Insurance Insurance Glossary Exam Study Guide with Complete Solutions Absolute assignment - Answer️️ -Policy assignment under which the assignee (person to whom the policy is assigned) receives full control over the policy and also full r...

XCEL Solutions Exam Study Guide with Complete Solutions a nonparticipating company is sometimes called a - Answer️️ -stock insurer Fraternal Benefit Society has each other the following characteristics except - Answer️️ -exist for profit The Fair Credit and Reporting Act's main purpos...

EXCEL Practice Exam Questions and Answers (100% Pass) A licensed agent who lives in another state and transacts insurance in Ohio is called a foreign agent a special agent a nonresident agent an unauthorized agent - Answer️️ -a nonresident agent Which of these factors is NOT taken into a...

XCEL Final Exam Practice Questions and Answers (100% Pass) a negative reaction to prescribed medication - Answer️️ -Major medical insurance will typically cover medical expenses that result from Making the policy effective on an earlier date than the present - Answer️️ -What is involved...

XCEL - NY - Exam Simulator 1 Practice Questions and Answers (100% Pass) Jonas is a whole life insurance policyowner and would like to add coverage for his two children. Which of the following products would allow him to accomplish this? - Answer️️ -Child Term Rider Lisa has recently bought ...

XCEL Solutions Life and Health License Exam (CA) Practice Questions and Answers A saving vehicle designed to first accumulate funds and then systematically liquidates the funds - Answer️️ -Deferred annuity An annuity which is backed by a life insurer's separate account - Answer️️ -Vari...

XCEL Chapter 1 Exam Review Practice Questions and Answers Stock insurer - Answer️️ -A non-participating company is also called Insurance policy - Answer️️ -Contract that involves one party which indemnifies another when a loss arises from an unknown event Mutual - Answer️️ -A type o...

Xcel Practice Chapter Exam Practice Questions and Answers A whole life insurance policyownet foes not wish to continue making premium payments. Which of the following enables the policyowner to call the policy for more than its cash value? - Answer️️ -Life-Settlement Contract P owns a 25,0...

XcelSolutions Pennsylvania Insurance Test Questions and Answers Stock Insurer - Answer️️ -A nonparticipating company is sometimes called a Insurance Sales Calls - Answer️️ -The Do Not Call Registry offers exemptions for calls placed from all the following EXCEPT $5,000 - Answer️️ -...

XCEL FL TEST STUDY GUIDE WITH COMPLETE SOLUTIONS Which of the following types of health coverage frequently uses a deductible? - Answer️️ -Major Medical policy What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary requires his/her consent when a change of beneficiary ...

XCEL Life and Health Insurance Test Review Questions and Answers Period Certain - Answer️️ -Which annuity payout option allows the policy owner to choose a pre-determined number of benefit payments? Life only annuity - Answer️️ -Which annuity payout option has no additional payouts rega...