Life annuities - Study guides, Class notes & Summaries
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FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES)
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FLORIDA INSURANCE 2-14 EXAM 
TERMS QUESTIONS AND ANSWERS 
(100% SCORES) 
Insurance - CORRECT ANSWER-Financial protection against loss or harm - An 
arrangement by which company gives customers financial protection against loss or 
harm such as theft or illness in return for premium payments. 
Life Insurance - CORRECT ANSWER-Is based on actuarial or mathematical principles 
and guarantees a specified sum of money upon the death of the person who is insured. 
Annuities - CORRECT ANSWER-Provid...
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Missouri Life and Health Insurance Final Exam Graded A+
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Missouri Life and Health Insurance Final Exam Graded A+ 
Whose interest is being protected by the enactment of " The Replacement of Life Insurance and Annuities" regulation? policyowner 
Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the policy February 13. How will the insurer handle this situation? policy was returned with the "free look" per...
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct 
 
Q: which of the following insurers are owned by stockholders who have the usual rights of ownership, including the right of voting? 
 
A. Reciprocal 
B. Fraternal 
C. Stock 
D. Mutual 
 
Answer: 
C. Stock 
 
Only stock insurance companies are owned and controlled by stockholders 
 
 
 
Q: which of the following best describes the concept that the insured pays a small amount of prem...
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PSI Life Exam Questions and Answers 2022/2023
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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XCEL FINAL STUDY LOUISIANA LHA INSURANCE EXAM QUESTIONS & ANSWERS 2023/2024
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XCEL FINAL STUDY LOUISIANA LHA INSURANCE EXAM QUESTIONS & ANSWERS 2023/2024 
 
Under group health insurance, a certificate of coverage is issued to the - ANSWER-employee 
 
Which of the following actions may an insurance company NOT do in a health policy that contains a guaranteed renewable premium benefit? - ANSWER-Increase the premiums on an individual basis 
 
A payment system for health care in which the provider is paid for each service given is called - ANSWER-fee-for-service 
 
The free l...
Too much month left at the end of the money?
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+
- Exam (elaborations) • 10 pages • 2024
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+ Group Registered Retirement Savings Plan (GRRSP) GRRSPs offer investors a limited variety of investment choices, but they have lower fees compared with individual RRSPs. 
Cancellation of Segregated Fund Contract An investor may cancel or rescind the segregated fund contract in writing within the specific time limitation set by the insurer providing the contract. Two days is the usual length of time permitted. The investor receives th...
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HRM3704 Assignment 3 (ANSWERS) Semester 2 2024 - DISTINCTION GUARANTEED
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Well-structured HRM3704 Assignment 3 (ANSWERS) Semester 2 2024 - DISTINCTION GUARANTEED. (DETAILED ANSWERS - DISTINCTION GUARANTEED!).. SAFSI is a financial services company that specialises in providing insurance services to companies and individuals in the form of retirement annuities, and investments. They also have a section that offers car, home and life insurance. SAFSI boasts of good profits yearly. 
SAFSI’S HR Director, Reinhard was appointed two years ago after senior management and t...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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PSI - LIFE, ACCIDENT, AND HEALTH –FULL| Questions and Answers, 100% Verified| Latest 2023/2024
- Exam (elaborations) • 25 pages • 2023
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PSI - LIFE, ACCIDENT, AND HEALTH –FULL| Questions and Answers, 100% Verified| Latest 2023/2024 
PSI - LIFE, ACCIDENT, AND HEALTH – 
FULL| Questions and Answers, 100% 
Verified| Latest 2023/2024 
What happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy 
owner. 
2. 
The policy would be terminated and all premiums would be retained by the 
insurance company. 
3. 
All amounts payable under t...
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VA State Life, Annuities, and Health exam, 2nd part only Verified 100% Correct!!
- Exam (elaborations) • 5 pages • 2023
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VA State Life, Annuities, and Health exam, 2nd part only Verified 100% Correct!!
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