Adb insurance exam - Study guides, Class notes & Summaries
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Webce Life and Health Comprehensive Review Questions and Answers
- Exam (elaborations) • 36 pages • 2024
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Webce Life and Health Comprehensive Review Questions and Answers 
 
Representations and Warranties - Correct answer Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract." 
 
"Underwriting vs. Actuarial Departments - Correct answer Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to ass...
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VA Life and Health Exam Questions with accurate answers. 2023/2024
- Exam (elaborations) • 9 pages • 2023
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VA Life and Health Exam Questions with accurate answers. 2023/2024 
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VA Life and Health Exam Questions with accurate answers. 2023/2024 Insurance regulation - Insurance is regulated primarily at the state level. Every state has an agency called the insuranc e department (called a division or bureau in some states) that is responsible for regulating all aspects of insurance transacted in that state. Express, Implied, and Apparent Authority - The three basic ...
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ADB INSURANCE/// REAL EXAM 2 QUESTIONS AND ANSWERS 2024-2025 LATEST// GRADED A+
- Exam (elaborations) • 18 pages • 2024
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ADB INSURANCE/// REAL EXAM 2 QUESTIONS AND ANSWERS LATEST// GRADED A+ 
ADB INSURANCE/// REAL EXAM 2 QUESTIONS AND ANSWERS LATEST// GRADED A+ 
ADB INSURANCE/// REAL EXAM 2 QUESTIONS AND ANSWERS LATEST// GRADED A+ 
ADB INSURANCE/// REAL EXAM 2 QUESTIONS AND ANSWERS LATEST// GRADED A+
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Webce Life and Health Correct 100%
- Exam (elaborations) • 40 pages • 2023
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Expense Charge (Load Factor) - ANSWER The load factor reflects the costs the insurer expects to incur on the policy. In determining its load factor, an insurer is generally guided by three objectives: 
to cover total operating costs 
to provide a safety margin 
to contribute to profits or surplus 
 
Term Life Insurance - ANSWER This basic form of life insurance provides temporary protection and does not include a cash value while the insured is alive. 
 
Insurable Interest - ANSWER The financial...
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