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Wise Certification Test Questions and Answers 100% Pass
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Wise Certification Test Questions and Answers 100% Pass Question: If Margaret needs to securely store her valuable coin collection and important documents, what is the recommended method? - A: Use a home security safe - B: Lease a safe deposit box from a bank - C: Hide them in a secure ...

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  • August 1, 2024
  • 31
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • wise certification test questions and answers 100

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  • Wise Certification
  • Wise Certification

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1 Wise Certification Test Questions and Answers 100 % Pass Question: If Margaret needs to securely store her valuable coin collection and important documents, what is the recommended method? - A: Use a home security safe - B: Lease a safe deposit box from a bank - C: Hide them in a secure drawer at home - D: Use a fireproof storage container ✔✔B: Lease a safe deposit box from a bank Question: What is Troy's monthly transfer of $50 from his checking to his savings account an example of? - A: Automatic bill payment - B: Budgeting strategy 2 - C: Savings plan - D: Investment strategy ✔✔C: Savings plan Question: Why do employees generally prefer having their pay directly deposited into their bank accounts? - A: It is processed more quickly than manual deposits - B: It offers higher interest rates - C: It provides immediate cash access - D: It eliminates the need for bank fees ✔✔A: It is processed more quickly than manual deposits Question: When making a deposit that includes $20 in cash and a $50 check, how should the amounts be recorded on the depos it slip? - A: Combine the amounts as a single total deposit 3 - B: List the cash and check amounts separately and total them - C: Record only the check amount - D: Note the total amount without itemizing ✔✔B: List the cash and check amounts separately and total them Question: If someone has multiple credit cards with significant balances and is struggling to make payments, what should they do? - A: File for bankruptcy immediately - B: Contact credit card companies to arrange a revised payment plan - C: Stop using all credit cards - D: Ignore the debt until it resolves on its own ✔✔B: Contact credit card companies to arrange a revised payment plan Question: What is typically required for someone to be eligible for a Federal Housing Administrati on (FHA) loan? 4 - A: A strong credit history - B: Proof of employment - C: Meeting income criteria - D: A down payment of at least 20% ✔✔C: Meeting income criteria Question: How long will a bankruptcy declaration typically remain on a person's credit report? - A: 5 years - B: 7 years - C: 10 years - D: 15 years ✔✔C: 10 years Question: Which type of credit involves borrowing against a credit limit that can be used repeatedly?

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